Insurance

If you would like us to verify your insurance benefits please give us a call at 331-307-7110 or email us at drlauren@drlaurenkeller.com. We would be happy to answer any financial questions you may have.

We are in-network with:

  • Blue Cross Blue Shield PPO

  • Blue Cross Blue Shield Choice

  • UnitedHealthcare

  • Aetna

  • Medicare Part B

Our Self-Pay fees are:

  • Initial examination (required prior to any treatment): $135

  • Existing patient examination: $50-90

  • Adjustments: $35-45 (depending on number of areas adjusted)

  • Extremity Adjustments (shoulders, elbows, wrists, hands, feet, knees): $35

  • Exercises: $35-70 (depends on time)

  • Acupuncture: $50

Your First Appointment

Your first visit will last ~1 hour. You’ll be moving around, please bring or wear athletic clothes (shorts and a t-shirt, etc.). The first visit includes a thorough history and physical exam in order to determine the CAUSE of pain. The exam may include orthopedic tests, functional screenings to watch how you move, gait analysis, neurological testing, muscle strength testing, soft tissue assessment, and other exams as needed. If x-rays are warranted, Dr. Lauren will make the appropriate referral; however, most do NOT need x-rays to determine the root cause of pain.

Explaining Insurance

Deductible

A deductible is the amount you pay for health care services before your health insurance begins to pay.

How it works: If your plan’s deductible is $1,500, you’ll pay 100 percent of eligible health care expenses until the bills total $1,500. After that, you share the cost with your plan by paying coinsurance.

Coinsurance

Coinsurance is your share of the costs of a health care service. It's usually figured as a percentage of the amount we allow to be charged for services. You start paying coinsurance after you've paid your plan's deductible.

How it works: You’ve paid $1,500 in health care expenses and met your deductible. When you go to the doctor, instead of paying all costs, you and your plan share the cost. For example, your plan pays 70 percent. The 30 percent you pay is your coinsurance.

Copay

A copay is a fixed amount you pay for a health care service, usually when you receive the service. The amount can vary by the type of service.

How it works: Your plan determines what your copay is for different types of services, and when you have one. You may have a copay before you’ve finished paying toward your deductible. You may also have a copay after you pay your deductible, and when you owe coinsurance.